Save up to $10,662 with Rapid Rate Mortgage!
Build Your Dream Home With As Little As 5% Down
One-Time Close Construction Loan
Build Your Dream Home with As Little As 5% Down
Are you ready to build your perfect home but worried about complicated construction financing? Our One-Time Close Construction Loan makes the process simple, affordable, and stress-free.
With as little as 5% down, you can start your new construction project and lock in your mortgage all in one easy closing, no need to refinance when the build is complete.
Why Choose a One-Time Close Construction Loan?
When it comes to building a home, traditional construction loans can be complicated. They often require two separate closings—one for the construction phase and another when the home is finished. That means double the paperwork, extra fees, and unnecessary stress.
Our One-Time Close Construction Loan simplifies the process:
✅ As Little As 5% Down – Start building with a low down payment.
✅ Single Closing – Close once, and you’re done.
✅ No Refinance Needed – Your loan automatically converts to a permanent mortgage.
✅ Interest-Only During Construction – Lower payments while your home is being built.
✅ Lock Your Rate Early – Protect yourself from rising interest rates during the build.
Who Can Benefit from This Loan?
This program is perfect for:
✅ Homebuyers looking to build a custom home.
✅ Buyers who want to avoid multiple closings and added costs.
✅ Anyone ready to secure today’s interest rates before construction begins.
If you’ve been waiting for the right time to start building, our One-Time Close Construction Loan makes it easier than ever.
Start Building Today
Don’t let complicated financing delay your dream home. With as little as 5% down and no need to refinance, our one-time close construction loan is designed to save you time, money, and stress.
Start your build with confidence!
Questions? We're here to help!
Why Rapid Rate Mortgage
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What Our Clients Say
I was very nervous to buy a home on my own, but you answered all my questions and made me feel confident in my decision.
Sophia
Pensacola, FL
I can't believe we are homeowners! We will make so many memories in this home. Thank you so much!
Mia & Daniel
Athens, GA
We closed on our home in 13 days. We didn't even know you could close on a home than fast. Thanks for making it stress-free.
Ava & Robert
Spanish Fort, AL
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Rapid Rate Mortgage, LLC is licensed in Alabama, Florida, Georgia, & Mississippi. 6901 A. North 9th Avenue #649 Pensacola, FL 32504
NMLS#1654276. NMLS Consumer Access. Loan Approval is not guaranteed and is subject to lender review of information. Loan is only Approved when the lender has issued an approval in writing. Specified rates are subject to change with market conditions. Rapid Rate Mortgage, LLC is an Equal Opportunity Mortgage Brokerage. All rights reserved. I agree to be contacted by Rapid Rate Mortgage via call, email and text. To opt-out, you can reply “stop” at any time or click the unsubscribe link in the emails. Message and data rates may apply.
* 2023 study conducted by Polygon Research used 2023 Home Mortgage Disclosure Act data to find that consumers save more than $10,662 over the life of the loan, on average, by working with a mortgage broker compared to a nonbank retail lender.
Example is for informational purposes only.