When your dream home requires a loan larger than conventional limits, our Jumbo Loan program gives you the flexibility and competitive rates you need.
A Jumbo Loan is a mortgage designed for homes that exceed the conventional loan limits set by Fannie Mae and Freddie Mac. In most areas, that’s around $806,500 in 2025, though limits vary by location. If you’re buying a luxury property or a home in a high-cost market, a Jumbo Loan helps you finance it with a single mortgage.
At Rapid Rate Mortgage, we specialize in helping homebuyers secure larger loans with a smooth, stress-free process. Here’s why our Jumbo program stands out:
✅ Higher Loan Limits – Finance the home you want, even above conventional loan limits.
✅ Flexible Down Payments – Options as low as 10% down for qualified borrowers.
✅ Competitive Interest Rates – Enjoy great rates designed to fit your budget.
✅ Primary, Second Homes, or Investment Properties – Perfect for luxury homes or vacation properties.
✅ Tailored Solutions – We guide you step-by-step, from pre-approval to closing.
You may benefit from a Jumbo Loan if:
✅ You’re buying a home that exceeds conventional loan limits.
✅ You have strong credit and a solid income history.
✅ You want to avoid splitting financing into two separate loans.
Whether it’s your primary residence, a vacation getaway, or an investment property, a Jumbo Loan gives you the freedom to purchase without compromise.
We make the Jumbo Loan process simple and stress-free:
1. Fast, Reliable Pre-Approvals – Know exactly how much you can afford.
2. Personalized Guidance – A dedicated loan officer walks you through every step.
3. Local Expertise – Serving Florida, Georgia, Alabama, and Mississippi with unmatched knowledge of the markets.
4. Proven Savings – As a mortgage broker, we shop for the best rates and terms for you.
Your dream home deserves the right financing. Don’t let conventional limits hold you back.
Apply now or request a free consultation and see how our Jumbo Loan program can help you move forward with confidence.
Click below to get started today and see if you qualify!
I was very nervous to buy a home on my own, but you answered all my questions and made me feel confident in my decision.
Sophia
Pensacola, FL
I can't believe we are homeowners! We will make so many memories in this home. Thank you so much!
Mia & Daniel
Athens, GA
We closed on our home in 13 days. We didn't even know you could close on a home than fast. Thanks for making it stress-free.
Ava & Robert
Spanish Fort, AL
We're here to help! Our team has over 60 years of experience in the mortgage industry ready to work for you!
Copyright 2024. Rapid Rate Mortgage LLC. All Rights Reserved.
Rapid Rate Mortgage, LLC is licensed in Alabama, Florida, and Georgia. 6901 A. North 9th Avenue #649 Pensacola, FL 32504
NMLS#1654276. NMLS Consumer Access. Loan Approval is not guaranteed and is subject to lender review of information. Loan is only Approved when the lender has issued an approval in writing. Specified rates are subject to change with market conditions. Rapid Rate Mortgage, LLC is an Equal Opportunity Mortgage Brokerage. All rights reserved. I agree to be contacted by Rapid Rate Mortgage via call, email and text. To opt-out, you can reply “stop” at any time or click the unsubscribe link in the emails. Message and data rates may apply.
* 2023 study conducted by Polygon Research used 2023 Home Mortgage Disclusre Act data to find that consumers save more than $10,662 over the life of the loan, on average, by working with a mortgage broker compared to a nonbank retail lender.
The principal, interest and Mi payment on a $339,500 30-year Fixed-Rate Loan at 6.50% and 97% loan-to-value (LTV) is $2,298.65. he Annual Percentage Rate (APR) is 7.147% with estimated finance charges of $8,000. The principal and interest payments, which will continue for 360 months until paid in full, do not include taxes and home insurance premium, which will result in a higher actual monthly payment. Rates current as of 06/24/25. UWM pays the lesser of 2% or $7,000 of the down payment. Borrower pays 1% of the dowr payment (or remaining down payment needed if 2% exceeds $7,000). Subject to borrower approval. Some exclusions may apply
Example is for informational purposes only.