Save up to $10,662 with Rapid Rate Mortgage!
VA One-Time Close Construction Loan
$0 Payments Until Your Home Is Complete
Build Your Dream Home with a One-Time Close VA Construction Loan
Are you a Veteran or Active-Duty Service Member ready to build your dream home? Our One-Time Close VA Construction Loan makes it simple and stress-free to turn your vision into reality with 0% down and $0 payments until your home is complete.
Unlike traditional construction loans that require multiple closings or a refinance when the build is done, our program allows you to close once and move in with ease.
Why Choose a VA One-Time Close Construction Loan?
✅ $0 Down Payment – Finance 100% of your home’s construction cost.
✅ No Payments During Construction – Focus on your build without worrying about payments until your home is ready.
✅ One Simple Closing – Avoid the hassle and extra costs of refinancing when your home is complete.
✅ Fully Backed by the VA – Enjoy the benefits and protections of a VA loan while building your custom home.
✅ Convenient & Cost-Effective – Save time, money, and stress with a single closing and no double paperwork.
How It Works
1. Get Pre-Approved – We’ll verify your VA eligibility and pre-approve your construction loan.
2. Close Once – Lock in your loan before construction begins—no second closing needed.
3. Build Your Home – Your builder gets paid as milestones are completed.
4. Move In Stress-Free – Begin making payments only after your Certificate of Occupancy is issued.
Who Qualifies?
✅ Veterans, Active-Duty Service Members, and eligible surviving spouses
✅ Borrowers planning to build a primary residence
✅ Those meeting VA credit and income requirements
If you’ve dreamed of building a home but thought the process was complicated or expensive, this loan is designed for you.
Start Building Your Dream Home Today
Skip the stress of multiple closings and start your new chapter the easy way with our One-Time Close VA Construction Loan.
Contact us today to get pre-approved and see how we can help you build your home with 0% down and no payments until move-in.
Questions? We're here to help!
Why Rapid Rate Mortgage
Wholesale Interest Rates
Close Quickly & Efficiently
Get Your Questions Answered 7 Days/ Week
See If You Qualify In Less Than 2 Minutes
What Our Clients Say
I was very nervous to buy a home on my own, but you answered all my questions and made me feel confident in my decision.
Sophia
Pensacola, FL
I can't believe we are homeowners! We will make so many memories in this home. Thank you so much!
Mia & Daniel
Athens, GA
We closed on our home in 13 days. We didn't even know you could close on a home than fast. Thanks for making it stress-free.
Ava & Robert
Spanish Fort, AL
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Copyright 2024. Rapid Rate Mortgage LLC. All Rights Reserved.
Rapid Rate Mortgage, LLC is licensed in Alabama, Florida, Georgia, & Mississippi. 6901 A. North 9th Avenue #649 Pensacola, FL 32504
NMLS#1654276. NMLS Consumer Access. Loan Approval is not guaranteed and is subject to lender review of information. Loan is only Approved when the lender has issued an approval in writing. Specified rates are subject to change with market conditions. Rapid Rate Mortgage, LLC is an Equal Opportunity Mortgage Brokerage. All rights reserved. I agree to be contacted by Rapid Rate Mortgage via call, email and text. To opt-out, you can reply “stop” at any time or click the unsubscribe link in the emails. Message and data rates may apply.
* 2023 study conducted by Polygon Research used 2023 Home Mortgage Disclosure Act data to find that consumers save more than $10,662 over the life of the loan, on average, by working with a mortgage broker compared to a nonbank retail lender.
Example is for informational purposes only.