Welcome to Rapid Rate Mortgage

Offering Wholesale Interest Rates


We offer a variety of home purchase and refinance options throughout Florida.  Take a look at some of our most popular loan products: 

  • FHA Loan

    • 3.5% Down Payment
    • 580 + Minimum Credit Score
    • Not Just For First Time Home Buyers

  • Conventional Loan

    • As Low As 3% Down Payment
    • 620 + Minimum Credit Score
    • Lower PMI

  • VA Loan

    • Zero Down Payment
    • 580+ Minimum Credit Score
    • Reserved For Active or Retired Military

  • USDA Loan

    • Zero Down Payment
    • 580 + Minimum Credit Score
    • Location Restrictive (Contact For Details)

  • Jumbo Loan

    • Loans Up to $3 Million
    • Primary, Second and Investment Homes
    • Fast Closings

  • Refinance

    • Lower Your Interest Rate
    • Remove PMI
    • Take Cash Out
    • Roll In Closing Costs

What Clients Say

  • Informative


    You kept me informed every step of the way even when we asked a million and one questions over and over again. I never felt rushed off the phone or that I was being annoying (even though I'm sure I was). Thank you so much!

    -Julia, 4/27/2021

  • Wow


    I can honestly say you killed it. I have never had such a great experience with a mortgage.  I recommend you to any of my friends that have talked about buying a home. ONLY use Rapid Rate Mortgage.

    -JC 6/7/2021


  • So Fast


    We were cleared to close in ... 13 days!!! 13 days on a conventional loan. I was going to buy in cash, but last minute, decided to take advantage of the low interest rates.  Rapid Rate Mortgage was still able to meet my closing day!

    -Patrick, 4/22/2021